Official Government Program
Qualified Investor Visa
The Qualified Investor Visa offers permanent residency through investment in Panamanian real estate, fixed-term deposits, or securities. As the official government partner, Mercan provides direct access to this fast-track program.
$300,000
Investment
30 business days
Timeline
~12 Mo
Citizenship Processing
Key Facts
Qualified Investor Visa at a Glance
Last verified: 30 July 2026
| Item | Figure | Details |
|---|---|---|
| Real Estate investment | $300,000 | Purchase property in Panama (debt-free). Generate rental income while building equity. Must be maintained for 5 years. Most popular choice. |
| Fixed-Term Deposit investment | $750,000 | 5-year term deposit in a Panamanian bank. Safe, predictable returns with no management required. Note: opening bank accounts may take additional time. |
| Securities investment | $500,000 | Investment in Panama Stock Exchange securities. Diversified portfolio managed by licensed brokers. Must be maintained for 5 years. Note: processing financial instruments may take additional time. |
| Residency processing time | 30 business days | Permanent residency in up to 30 business days |
| Investment hold period | 5 years | Investment must be maintained for 5 years |
| Visits required | 1 visit to Panama every 2 years | 1 visit to Panama every 2 years to maintain status |
| Citizenship timeline | approximately 12 months processing | Path to citizenship (approximately 12 months processing) |

In Partnership With Ministerio de Comercio e Industrias
The Government of Panama is proud to partner with Mercan Group to actively promote the Qualified Investor Program worldwide. Through this collaboration, Mercan Group leverages its global network and over 37 years of experience in investment and immigration to support the program's success.
Program Benefits
Key Benefits
Documentation
Requirements
Family Benefits
Family Reunification
Bring your family to Panama with you
Spouse
Unmarried children under 18
Unmarried children aged 18-25 (if dependent full-time students)
Parents (if financially dependent on applicant)
Investment Categories
Choose Your Investment Path
All options qualify for the Qualified Investor Visa
Real Estate
$300,000
Purchase property in Panama (debt-free). Generate rental income while building equity. Must be maintained for 5 years. Most popular choice.
Fixed-Term Deposit
$750,000
5-year term deposit in a Panamanian bank. Safe, predictable returns with no management required. Note: opening bank accounts may take additional time.
Securities
$500,000
Investment in Panama Stock Exchange securities. Diversified portfolio managed by licensed brokers. Must be maintained for 5 years. Note: processing financial instruments may take additional time.
Not sure which option is right for you? Schedule a free consultation
Application Process
How to Apply
Streamlined application through our government partnership
Free Consultation
1-2 daysWe handle thisDiscuss your goals with our team. We assess eligibility and recommend the best investment option.
Complete Investment
2-4 weeksCollaborativeFinalize your chosen investment (property purchase, bank deposit, or securities). Note: bank deposits and securities may take longer as opening bank accounts and processing financial instruments follow a distinct timeline from real estate purchases.
Document Submission
1 weekWe handle thisWe prepare and submit your complete application package to the National Immigration Service.
Biometrics Visit
1 dayYour actionSingle visit to Panama for photos and fingerprints. Takes approximately 2 hours.
Receive Residency
30 business daysWe handle thisObtain your Permanent Residency card. Mercan handles all follow-up with immigration.
Have Questions?
Frequently Asked Questions
How often do I need to visit Panama?
You must visit Panama at least once every 2 years to maintain your residency. The visit can be as short as a few days - there's no minimum stay requirement. Many residents combine their maintenance visit with property inspections or vacation.
Do I need to be in Panama during the application?
No, physical presence is not required during the application or submission process. You only need to travel to Panama after your permanent residency has been granted.
Can I include my family members?
Yes! Your spouse, unmarried children under 18, dependent children aged 18-25 who are full-time students, and financially dependent parents can all be included in your application at no additional investment requirement.
How long until I can apply for citizenship?
After maintaining your investment and residency for 5 continuous years, you become eligible to apply for Panamanian citizenship. The citizenship application process takes approximately 12 months.
Can I sell or change my investment?
You must maintain your qualifying investment for at least 5 years. After this period, you can sell and reinvest in another qualifying asset, or maintain residency through other means. Mercan can advise on optimal timing and strategies.
Can I rent out real estate investments?
Absolutely. Rental income from your Panama property is permitted and can provide returns of 5-8% annually in prime locations. Income from foreign sources is tax-free in Panama under the territorial tax system.
What makes Mercan different from other providers?
Mercan is the only company worldwide with an official partnership with the Government of Panama. This means direct access to immigration officials, priority processing, and a 98% approval rate. Our government liaison resolves issues that would delay other applications.
What if my application is denied?
Our 98% approval rate reflects our thorough pre-screening process. We only proceed with applications we're confident will succeed. In the rare event of issues, our government partnership allows us to address concerns directly with officials.
Ready to Apply for Qualified Investor Visa?
Work with the official government partner for the fastest, most reliable path to Panama residency.
Real Estate
Explore Qualifying Properties
View our curated selection of visa-qualifying real estate investments in Panama.
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